Sometimes insurance companies seem like they want you to hate them. A 15 month-old girl with Treacher Collins, a rare but dominant genetic disorder with a widely varying phenotype, currently has no ears and needs a special bone-anchored hearing aid in order to have any chance of learning to speak in the coming years.
The strangest part of the story is that the insurance company will pay for the surgery, according to Fox11AZ, to have the device installed, but they won’t pay for the actual $15,000 device. Team insurance insists that it is a common policy to not cover hearing aids, and it is written explicitly in their policy. We wonder though, who even thinks that their upcoming son/daughter would ever even need them? The average educated adult isn’t aware of the risk and possibility of these kinds of things, nor should they necessarily be, and it seems a little unfair to make people pick and choose extra “riders” as they call it, just in case. It’s like trying to pick a winning trifecta in one go at the tracks.
Read the article here…